Homeownership Coalition for People with Disabilities
Since 2002 IATP's Homeownership Coalition and its stakeholders have helped people with disabilities and their families achieve greater levels of independence through homeownership. The Homeownership Coalition is committed to providing a comprehensive pre- and post-purchase support system to ensure eligible people with disabilities successfully purchase and maintain their homes. This continuum of services, which is based on promotion of consumer independence and self-advocacy, includes: Outreach, Evaluation and Referral of Prospective Borrowers, Pre-Purchase Education and Counseling, Property Inspection, Down Payment, Closing Cost and Access Modification Assistance, Post-Purchase Follow-up and Support and Early Delinquency Intervention.
- First-time homebuyer (cannot have owned a home in the last three years)
- Income 80% or less of the Area Median Income to be eligible for grant assistance
- Home will be primary residence
- No contract-for-deed purchases
- Contribute at least $500 of own funds towards down payment
- Willing to work on establishing acceptable credit, if needed
- Attend home buyer education classes
- Home inspection(s) required
- Home can be detached single-family, duplex, condo or manufactured (no mobile homes)
To learn more about the Homeownership Coalition, or to request a program brochure call (800) 852-5110 v/tty.
There are many resources available for homeowners facing foreclosure. It is important to remember that it is easier and less costly to face the problem early. After three months attorney fees and court costs are added to the late fees, making it more difficult to get caught up. The HUD website has a list of foreclosure avoidance counselors that can assist in avoiding foreclosure.
Illinois Hardest Hit Program
The Illinois Housing Development Authority (IHDA) has partnered with the U.S. Department of Treasury to offer temporary mortgage payment assistance to households that are struggling with income loss due to unemployment or underemployment, but are working to regain sufficient income to keep their home. Borrowers may be currently experiencing an income loss or experienced one in the past that caused them to get behind on their mortgage payments. To apply for this assistance go to their website and apply online.
The Governor's Illinois Foreclosure Prevention Network (IFPN)
If you don't qualify for the Illinois Hardest Hit Program, we urge you to visit www.keepyourhomeillinois.org or call 1-855-KEEP-411 toll-free(1-855-533-7411). Get connected to a housing counselor who can suggest other programs you may be eligible for.
HUD housing and foreclosure counselors
IL Hardest Hit Program
Land of Lincoln Legal Aid
Prairie State Legal Aid
Legal Assistance Foundation of Metropolitan Chicago
IL Attorney General’s Office